Auto insurance coverage can seem complicated, but if you plan to be heading out on the open road, you are required to have auto insurance in Mississippi. Familiarizing yourself with your insurance coverage requirements will help you understand your coverage and know what to do in the event you need to utilize your insurance.
As a Mississippi resident, you are required by law to maintain financial responsibility on all your registered vehicles and carry proof of insurance in your vehicles. The easiest way to maintain financial responsibility is with automobile insurance through Newman Insurance Agency.
There are two types of liability coverage options your insurance policy must include as a Mississippi resident which include property damage and bodily injury.
Property Damage ‐ Protects your assets in the event you are found legally responsible for a covered accident or collision, and specific harm caused to the vehicle or property of another party.
Bodily Injury ‐ Protects your assets in the event you are found legally responsible for a covered accident or collision, including specific expenses associated with bodily harm sustained by the other party.
Liability coverage also provides for your legal defense if a lawsuit is brought against you as a result of a covered accident or collision.
Addition Coverage Options
Comprehensive Coverage ‐ Covers anything that happens to your vehicle that is not directly related to a collision, such as fire, theft, vandalism, or hitting a deer.
Medical Benefits ‐ Medical payments pay for any injuries or funeral expenses incurred by you and your passengers in the event of an accident, regardless of who is at fault.
Roadside Assistance ‐ Covers jump-starts, lockout service, towing, and more.
Loss of Use ‐ If your vehicle is inoperable due to a covered loss, this covers rental car or other transportation expenses.
Now that you have a better understanding of the different types of auto insurance available, it's time to find the right coverage for you. To compare insurance coverage and receive quotes, check out our online rating tool. Newman Insurance Agency has got you covered.
Newman Insurance Agency "Help Our Community" Referral Program
When you refer your friends or family to Newman Insurance Agency, it helps make a real difference because not only do we work to give them great service, it helps improve the communities where we work and live. The “Help Our Community" referral program at NIA is our way of saying Thank You! Our neighbors are important to us and this is a simple easy way to remind us to give back when someone gives a referral to us.
Here’s how it works:
What qualifies as a referral?
A referral is when we get a call for a quote from someone saying you referred them to us.
For every referral we receive, we will donate $10 to our non-profit of the quarter, like Palmer Home for Children, Blair E. Batson Childrens Hospital, or the Wounded Warrior of Mississippi.
That’s it. Our referral program is open to anyone whether they’re a client or not.
Help us help our community by referring your friends and family for great service!