Many people can attest from experience that disasters can happen at any time. Therefore, individuals and families should be as prepared as possible in case a tragedy does occur. There is a wide variety of insurance options which include auto, home, commercial, life, classic car, and many other types of specific policies. Fortunately at the Newman Insurance Agency we offer these insurance policies and more to residents. Here is some information about a few of the insurance policies we offer.
In most states, the law requires residents to get insurance to ensure the well-being of the said person, other residents, and corporations. Here is some information that you should know about the insurance laws.
- Auto Insurance ‐ Every vehicle that has four wheels or more needs to have auto insurance coverage. When a resident has their car registered, they need to show proof of insurance. Drivers need to have liability limits of at least $25,000 for death or bodily injury of one individual, $50,000 for the death or bodily injury of two people, and $25,000 for destruction to property. This is mandated by the Financial Responsibility law.
- Home Insurance ‐ Homeowners are not required by law to have home insurance. However, any resident who mortgages a home will have to get home insurance coverage to please the lending institution.
- Other Types of Insurance ‐ Alabama, Louisiana and Mississippi doesn't require residents to have other types of insurance. However, it is in the best interest of residents to buy insurance coverage.
Here at Newman Insurance Agency we offer insurance policies to meet the needs of the residents of Alabama, Louisiana and Mississippi. If you want to learn more about the many insurance policies we provide, you should take a look at the rest of the pages on our website, or call us to talk to a representative. We are ready to answer your questions and guide you through the insurance process. Also, try our online rating tool for quotes on home and auto insurance.